You can find out the real benefits of taking out our Freelance Instructor Policy
We offer you a highly competitive insurance premium with rates from less than 50p a day with flexibility to suit your budget and requirements.
Why would you take out several insurance policies to cover all of your different activities ?
Instead of having various insurance policies for different activities, JLT Leisure can offer you one policy for all your activities.
We will give you a choice so you’re not limited
Our flexible approach means you can choose the right indemnity limit and premium for you.
Are you covered if a claim arises after your existing policy expires ?
We offer a ‘claims occurred’ policy that will ensure you are covered irrespective of whether the policy is in force at the time of the claim.
To fully understand the benefits of our ‘Claims Occurred’ policy cover please read the following two types of policies that insurance companies may offer:
1. What is a ‘claims made’ policy ?
If you have a ‘claims made’ policy and a claim was not notified before the insurance expiry date you will not be covered. Therefore with a ‘claims made’ policy it must be in force at both the time of the incident and the time of the claim.
Our competitors offer this type of policy, however we do not. This is since this may leave you in a difficult situation with a claim being made against you and you having no cover.
2. What is a ‘claims occurred’ policy ?
We provide a policy, which is on a ‘claims occurring’ basis. This means that any claims that occur during the period of insurance you will be covered with us. This is irrespective of whether the policy is in force at the time of the claim. Therefore you can have peace of mind and insurance that you can trust to cover you if a claim is made.
Why is it important to have a ‘claims occurring’ policy ?
It is important simply because legislation states that an injured adult has 3 years to make a claim and a minor has until the age of 18.
If you decide to move your policy you need to minimize the risk by notifying the Insurer of all incidents, which may give rise to a claim prior to moving. To help you we have prepared the following guidelines should you wish to cancel your existing ‘claims made’ policy.
However remember that we can now also offer you Retrospective cover for the period you were previously on a claims made basis.
Furthermore, we can now also offer you Retrospective cover for the period you were previously on a claims made basis.
Adventure Activity has been able to provide you an exceptional touring caravan insurance scheme, as we are part of Jardine Lloyd Thompson Group PLC, the largest UK and European based broker. This relationship ensures that we will continually deliver great products, customer service and value to you from a respected and trusted brand.
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